Lightly grease a 9x13-inch baking dish. In a large bowl combine sliced apples with sugar and cinnamon.
Spread one side of bread with butter. Arrange buttered slices in single layer in prepared baking dish. Layer 1/2 Cheddar and Monterey Jack cheeses, ham pieces, and sugared apple slices. Top with the remaining 1/2 Cheddar and Monterey Jack cheeses.
In a medium bowl, combine eggs, half & half, mustard, and Worcestershire sauce. Pour mixture over the cheese. Cover and refrigerate at least 6 hours or overnight.
Preheat oven to 350 degrees F. Bake 50 to 60 minutes. Remove from oven and serve.
Makes 6 to 8 servings.
Ham and Apple Strata Recipe: https://whatscookingamerica.net/eggs/hamapplestrata.htm